workforce planning

I've never seen any direct link between IQ and riches, and I'm sure we can all name people who dropped out of school and still made it in business (Sir Alan Sugar? Richard Branson?) 

But there is a view about intelligence, which seems to correlate with worldly success.

At Ask! restaurant in Durham, where we went on Saturday night with friends, the toilets are more discreet than most.
There are individual cubicles: perfect for  capacity planning. This means that, if you think that women will require more cubicles than men, you can allocate more cubicles to women. And they have done exactly this, four allocated women versus two allocated to men.

Let's be realistic: this crunch won't last for ever. And when it ends, consumers will need new products. We're going to need innovation in financial services (after all, we can't reuse the failed products of last year and preceding decades). New delivery services (keeping food miles down, recognising more purchasing on the internet, even home delivery services from a trip down the high street so you can go on spending!).